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	<title>Mortgage - Free Calculators</title>
	<link>http://www.jbrooksonline.com</link>
	<description>Mortgage - News, Article, Tips, Resources</description>
	<pubDate>Thu, 19 Jun 2008 21:06:09 +0000</pubDate>
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			<item>
		<title>Home Purchases Via P2P Lending</title>
		<link>http://www.jbrooksonline.com/mortgage-refinance/home-purchases-via-p2p-lending/</link>
		<comments>http://www.jbrooksonline.com/mortgage-refinance/home-purchases-via-p2p-lending/#comments</comments>
		<pubDate>Thu, 19 Jun 2008 21:06:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category>Mortgage Refinance</category>

		<guid isPermaLink="false">http://ezinearticles.com/?Home-Purchases-Via-P2P-Lending&id=1259296</guid>
		<description><![CDATA[However, the risk seems to be all on the lender's side when it comes to actual money. The only risk that borrowers appear to run is defaulting on the loan and the resultant hit to the credit score and the gentle attentions of collection agencies.]]></description>
			<content:encoded><![CDATA[However, the risk seems to be all on the lender's side when it comes to actual money. The only risk that borrowers appear to run is defaulting on the loan and the resultant hit to the credit score and the gentle attentions of collection agencies.]]></content:encoded>
			<wfw:commentRss>http://www.jbrooksonline.com/mortgage-refinance/home-purchases-via-p2p-lending/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Searching For a Good Mortgage</title>
		<link>http://www.jbrooksonline.com/mortgage-refinance/searching-for-a-good-mortgage/</link>
		<comments>http://www.jbrooksonline.com/mortgage-refinance/searching-for-a-good-mortgage/#comments</comments>
		<pubDate>Thu, 19 Jun 2008 20:32:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category>Mortgage Refinance</category>

		<guid isPermaLink="false">http://ezinearticles.com/?Searching-For-a-Good-Mortgage&id=1258995</guid>
		<description><![CDATA[Even though the current housing market is unstable, the interest rates are still very low, so finding a great mortgage is likely with a little research. However, there are many variables, so finding the right mortgage for your circumstances will take some work. It is important that you understand the effects of each aspect of the mortgage.]]></description>
			<content:encoded><![CDATA[Even though the current housing market is unstable, the interest rates are still very low, so finding a great mortgage is likely with a little research. However, there are many variables, so finding the right mortgage for your circumstances will take some work. It is important that you understand the effects of each aspect of the mortgage.]]></content:encoded>
			<wfw:commentRss>http://www.jbrooksonline.com/mortgage-refinance/searching-for-a-good-mortgage/feed/</wfw:commentRss>
		</item>
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		<title>The Most Expensive Feature in a New Home? the Mortgage</title>
		<link>http://www.jbrooksonline.com/mortgage-refinance/the-most-expensive-feature-in-a-new-home-the-mortgage/</link>
		<comments>http://www.jbrooksonline.com/mortgage-refinance/the-most-expensive-feature-in-a-new-home-the-mortgage/#comments</comments>
		<pubDate>Thu, 19 Jun 2008 20:32:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category>Mortgage Refinance</category>

		<guid isPermaLink="false">http://ezinearticles.com/?The-Most-Expensive-Feature-in-a-New-Home?-the-Mortgage&id=1259171</guid>
		<description><![CDATA[Without a doubt, the word most associated with being a home buyer is the "M" word:  Mortgage. Basically, it's a loan from a financial institution to the home buyer-with a pledge of property to a creditor as security for repayment. Latin scholars will point out that the root of the word, "mort," is French for "dead." That's because the idea is to kill the loan over time by repaying the money borrowed.]]></description>
			<content:encoded><![CDATA[Without a doubt, the word most associated with being a home buyer is the "M" word:  Mortgage. Basically, it's a loan from a financial institution to the home buyer-with a pledge of property to a creditor as security for repayment. Latin scholars will point out that the root of the word, "mort," is French for "dead." That's because the idea is to kill the loan over time by repaying the money borrowed.]]></content:encoded>
			<wfw:commentRss>http://www.jbrooksonline.com/mortgage-refinance/the-most-expensive-feature-in-a-new-home-the-mortgage/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How Are Mortgage Rates Calculated in Texas?</title>
		<link>http://www.jbrooksonline.com/mortgage-refinance/how-are-mortgage-rates-calculated-in-texas/</link>
		<comments>http://www.jbrooksonline.com/mortgage-refinance/how-are-mortgage-rates-calculated-in-texas/#comments</comments>
		<pubDate>Thu, 19 Jun 2008 20:20:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category>Mortgage Refinance</category>

		<guid isPermaLink="false">http://ezinearticles.com/?How-Are-Mortgage-Rates-Calculated-in-Texas?&id=1256199</guid>
		<description><![CDATA[How are mortgage rates calculated?   I get this phone question a lot.   "Hi, I'm Bob, and I'm from Somewhere, Texas and I want to know what today's mortgage rate is?  It's a good question.   How are rates calculated and why would someone have a different rate than another person-even f they both have identical credit scores?  Some people think mortgage rates are only based on credit scores but it today's post I'd shed some light on the other factors banks use to determine your mortgage rates.]]></description>
			<content:encoded><![CDATA[How are mortgage rates calculated?   I get this phone question a lot.   "Hi, I'm Bob, and I'm from Somewhere, Texas and I want to know what today's mortgage rate is?  It's a good question.   How are rates calculated and why would someone have a different rate than another person-even f they both have identical credit scores?  Some people think mortgage rates are only based on credit scores but it today's post I'd shed some light on the other factors banks use to determine your mortgage rates.]]></content:encoded>
			<wfw:commentRss>http://www.jbrooksonline.com/mortgage-refinance/how-are-mortgage-rates-calculated-in-texas/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Top 10 Reasons Why People Obtain a Reverse Mortgage</title>
		<link>http://www.jbrooksonline.com/mortgage-refinance/top-10-reasons-why-people-obtain-a-reverse-mortgage/</link>
		<comments>http://www.jbrooksonline.com/mortgage-refinance/top-10-reasons-why-people-obtain-a-reverse-mortgage/#comments</comments>
		<pubDate>Thu, 19 Jun 2008 20:08:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category>Mortgage Refinance</category>

		<guid isPermaLink="false">http://ezinearticles.com/?Top-10-Reasons-Why-People-Obtain-a-Reverse-Mortgage&id=1256317</guid>
		<description><![CDATA[Top 10 Reasons why people take out a reverse mortgage.  Can you think of any other ways in which you would use a reverse mortgage?]]></description>
			<content:encoded><![CDATA[Top 10 Reasons why people take out a reverse mortgage.  Can you think of any other ways in which you would use a reverse mortgage?]]></content:encoded>
			<wfw:commentRss>http://www.jbrooksonline.com/mortgage-refinance/top-10-reasons-why-people-obtain-a-reverse-mortgage/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Reverse Mortgages Change Lives in a Powerful Way!</title>
		<link>http://www.jbrooksonline.com/mortgage-refinance/reverse-mortgages-change-lives-in-a-powerful-way/</link>
		<comments>http://www.jbrooksonline.com/mortgage-refinance/reverse-mortgages-change-lives-in-a-powerful-way/#comments</comments>
		<pubDate>Thu, 19 Jun 2008 20:07:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category>Mortgage Refinance</category>

		<guid isPermaLink="false">http://ezinearticles.com/?Reverse-Mortgages-Change-Lives-in-a-Powerful-Way!&id=1256294</guid>
		<description><![CDATA[Reverse mortgages can be a powerful and positive life changing tool for many individuals over the age of 62.  It can help a retiree living on a fixed income and bring them a new outlook on life and may even help extend lifespan due to its positive lifestyle changes.]]></description>
			<content:encoded><![CDATA[Reverse mortgages can be a powerful and positive life changing tool for many individuals over the age of 62.  It can help a retiree living on a fixed income and bring them a new outlook on life and may even help extend lifespan due to its positive lifestyle changes.]]></content:encoded>
			<wfw:commentRss>http://www.jbrooksonline.com/mortgage-refinance/reverse-mortgages-change-lives-in-a-powerful-way/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Fix Your Overseas Mortgage With a Solution</title>
		<link>http://www.jbrooksonline.com/mortgage-refinance/fix-your-overseas-mortgage-with-a-solution/</link>
		<comments>http://www.jbrooksonline.com/mortgage-refinance/fix-your-overseas-mortgage-with-a-solution/#comments</comments>
		<pubDate>Thu, 19 Jun 2008 20:07:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category>Mortgage Refinance</category>

		<guid isPermaLink="false">http://ezinearticles.com/?Fix-Your-Overseas-Mortgage-With-a-Solution&id=1148526</guid>
		<description><![CDATA[Finding an expert provider of mortgage fulfillment and mortgage processing solutions. Lenders need an outsource variable cost solution alternative that will not only streamline their processes and enable them to shift their focus to filling their pipelines, but that will also enable them to reduce risk, errors and overhead in their mortgage operations, while remaining responsive to fluctuations in their loan closing pipeline.  Dream of a holiday home in France, US, Italy or elsewhere?]]></description>
			<content:encoded><![CDATA[Finding an expert provider of mortgage fulfillment and mortgage processing solutions. Lenders need an outsource variable cost solution alternative that will not only streamline their processes and enable them to shift their focus to filling their pipelines, but that will also enable them to reduce risk, errors and overhead in their mortgage operations, while remaining responsive to fluctuations in their loan closing pipeline.  Dream of a holiday home in France, US, Italy or elsewhere?]]></content:encoded>
			<wfw:commentRss>http://www.jbrooksonline.com/mortgage-refinance/fix-your-overseas-mortgage-with-a-solution/feed/</wfw:commentRss>
		</item>
		<item>
		<title>It&#8217;s a Wonderful &#8220;New&#8221; Life!</title>
		<link>http://www.jbrooksonline.com/mortgage-refinance/its-a-wonderful-new-life/</link>
		<comments>http://www.jbrooksonline.com/mortgage-refinance/its-a-wonderful-new-life/#comments</comments>
		<pubDate>Thu, 19 Jun 2008 20:06:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category>Mortgage Refinance</category>

		<guid isPermaLink="false">http://ezinearticles.com/?Its-a-Wonderful-New-Life!&id=1256254</guid>
		<description><![CDATA[It has been said that reverse mortgages will become as second nature as a traditional mortgage and will become a big part in retirement planning.  A reverse mortgage offers many new opportunities and can literally give an individual their life back and help others in so many different ways.]]></description>
			<content:encoded><![CDATA[It has been said that reverse mortgages will become as second nature as a traditional mortgage and will become a big part in retirement planning.  A reverse mortgage offers many new opportunities and can literally give an individual their life back and help others in so many different ways.]]></content:encoded>
			<wfw:commentRss>http://www.jbrooksonline.com/mortgage-refinance/its-a-wonderful-new-life/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Glossary of Mortgage Terms</title>
		<link>http://www.jbrooksonline.com/mortgage-refinance/glossary-of-mortgage-terms/</link>
		<comments>http://www.jbrooksonline.com/mortgage-refinance/glossary-of-mortgage-terms/#comments</comments>
		<pubDate>Thu, 19 Jun 2008 20:04:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category>Mortgage Refinance</category>

		<guid isPermaLink="false">http://ezinearticles.com/?Glossary-of-Mortgage-Terms&id=1256249</guid>
		<description><![CDATA[An Additional Security Fee (Mortgage Indemnity Guarantee policy) is the fee taken to get an insurance policy that will cover your lender so that if you default on payments, he will not suffer any loss. You have to pay the Additional Security Fee and the premium along with your mortgage advance. Although you are paying the premium, remember that this policy is for the protection of your lender and not for you.]]></description>
			<content:encoded><![CDATA[An Additional Security Fee (Mortgage Indemnity Guarantee policy) is the fee taken to get an insurance policy that will cover your lender so that if you default on payments, he will not suffer any loss. You have to pay the Additional Security Fee and the premium along with your mortgage advance. Although you are paying the premium, remember that this policy is for the protection of your lender and not for you.]]></content:encoded>
			<wfw:commentRss>http://www.jbrooksonline.com/mortgage-refinance/glossary-of-mortgage-terms/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Jumbo Reverse Mortgages For California</title>
		<link>http://www.jbrooksonline.com/mortgage-refinance/jumbo-reverse-mortgages-for-california/</link>
		<comments>http://www.jbrooksonline.com/mortgage-refinance/jumbo-reverse-mortgages-for-california/#comments</comments>
		<pubDate>Thu, 19 Jun 2008 19:53:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category>Mortgage Refinance</category>

		<guid isPermaLink="false">http://ezinearticles.com/?Jumbo-Reverse-Mortgages-For-California&id=1256054</guid>
		<description><![CDATA[Explains the differences, uses and benefits of jumbo reverse mortgages as compared to the FHA reverse mortgage using examples that apply to California. California is where most jumbo reverse mortgages are originated, but the information generally applies to all states.]]></description>
			<content:encoded><![CDATA[Explains the differences, uses and benefits of jumbo reverse mortgages as compared to the FHA reverse mortgage using examples that apply to California. California is where most jumbo reverse mortgages are originated, but the information generally applies to all states.]]></content:encoded>
			<wfw:commentRss>http://www.jbrooksonline.com/mortgage-refinance/jumbo-reverse-mortgages-for-california/feed/</wfw:commentRss>
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