30 Year Jumbo Purchase - Del Rey Oaks, California Example - January 26, 2007

LendingTree Mortgage Refinance Loan

Mortgage Purchase or Refinance


Mortgage Basics

This mortgage scenario is for January 26, 2007.

The mortgage applicant's name is Christina.

The borrower's goal with the mortgage is to purchase a real estate property.


Property Background

The property is a single family residence.

This mortgage will take place in Del Rey Oaks, California.

This property would be described as a primary residence.


Mortgage Type

This loan has a length in years of 30.

The latest credit score is 755.

This mortgage will have full documentation.


Today's current mortgage loan rates

The mortgage rate for this mortgage is 7.25%.

The annual percentage rate (APR) will be 7.35%.


Mortgage Size

The current property is appraised at $405,000.

The percentage down payment is 20%.

The new mortgage loan will be for $324,000.

The loan to value ratio is 80%.


Calculated Mortgage Payment

The new mortgage payment each month is $2,210.

The monthly payment on an interest only mortgage would be $1,958.

This is less than a regular monthly payment by $253.

 

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