5 Year Fixed (Bad Credit) Purchase - Eugene, Oregon Example - February 1, 2007

LendingTree Mortgage Refinance Loan

Mortgage Purchase or Refinance


Mortgage Loan Background

The loan example is for February 1, 2007.

The mortgage applicant's name is Peter.

This borrower's goal is to purchase real estate.


Property Basics

This property is a single family residence.

The mortgage will take place in Eugene, Oregon.

This property would be described as a primary residence.


The Loan Type

The loan has a length in years of 30.

The middle credit score on the credit report is 755.

This borrower's loan will have stated documentation.


Today's mortgage rates

The interest rate for this new loan will be 6.25%.

The mortgage's annual percentage rate is 6.35%.


The Mortgage Size

This property is currently worth around $385,000.

The downpayment percent on the property is 20%.

The new mortgage loan will be for $308,000.

The loan to property value ratio on the property is 80%.


Calculated Loan Payment

The new payment each month is $1,896.

An interest only monthly payment would be $1,604.

An interest only mortgage payment each month saves this borrower $292.

 

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