5 Year Fixed Interest Only Purchase - South Lake Tahoe, California Example - February 1, 2007

LendingTree Mortgage Refinance Loan

Mortgage Purchase or Refinance


Mortgage Profile

This loan example is for February 1, 2007.

The loan borrower's name is George.

This borrower wants to purchase real estate.


Property Example

This property would be considered a single family residence.

This real estate is in South Lake Tahoe, California.

This property would be described as a primary residence.


Loan Type

This borrower's loan term in years is 30.

The current credit score is 750.

This borrower's mortgage will have stated documentation.


Today's loan rates

The example mortgage rate on this new loan will be 6.38%.

The mortgage's annual percentage rate is 6.47%.


The Mortgage Amount

The property would be considered worth around $422,500.

The percent down payment is 20%.

The new total loan size will be $338,000.

The loan to property value (LTV) ratio is 80%.


Monthly Loan Payment

The payment each month is $2,109.

If the loan were interest only the monthly payment would be $1,796.

This is lower than a regular monthly payment by $313.

 

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