Debt Payoff - 3 Year Fixed Jumbo Debt Consolidation - January 26, 2007

Low-Rate Mortgage & Home Equity Loans
LendingTree Mortgage Refinance Loan

Mortgage Purchase or Refinance


Mortgage Example

The date for this mortgage scenario is January 26, 2007.

The mortgage borrower's name is Lillian.

The borrower's goal with the mortgage is to get rid of consumer debt through consolidation.


Property Basics

This real estate would be considered a townhouse.

This property is in Savannah, Georgia.

This property would be labeled a primary residence.


The Mortgage Type

Length of the loan in years is 30.

The borrower's credit middle score is 745.

This borrower's mortgage will have full documentation.


Today's mortgage rates

The mortgage rate on this mortgage is 6.13%.

The current annual percentage rate will be 6.22%.


The total debts that need to be paid off is

Outstanding current credit card debt $3,471.

Total auto loans $5,253.

Current student loans $753.

Additional debts to pay off $170.

Total consumer debt to pay off $9,647.


Mortgage Amount

This real estate is currently worth $391,250.

The loan on the property is a $250,400.

The new total loan size will be $260,047.

The loan to property value ratio on this property is 66%.


Calculated Monthly Payment

Every month the mortgage payment will be $1,580.

The monthly payment on an interest only mortgage would be $1,327.

This is lower than a regular monthly payment by $253.


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