Refinance Loan - 5 Year Fixed Jumbo (Bad Credit) Refinance - February 3, 2007
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Mortgage Basic Profile This mortgage scenario is for February 3, 2007. The borrower's name is Kenneth. This borrower wants to refinance the mortgage. Property Summary This real estate property is a single family residence. The mortgage will take place in Berkeley, California. This property type is a primary residence. The Loan Type This borrower's loan term in years is 30. This borrower has a current middle credit score of 735. The loan will have stated documentation. Today's mortgage rates The mortgage rate on this new loan will be 6.38%. The annual percentage rate is 6.47%. The Mortgage Size This real estate is currently worth $390,000. The current loan on the property is a $249,600. The total amount of cash received is approximately $62,400. The new total loan size is $312,000. The loan to property value (LTV) ratio is 80%. Monthly Loan Payment The monthly mortgage payment on this is $1,946. The monthly payment on an interest only mortgage would be $1,658. This is lower than a regular monthly payment by $289. Articles: |
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