Refinance Loan Type - 30 Year Jumbo (Bad Credit) Refinance - February 3, 2007

Getsmart - This firm offers you quotes for a Refinance. It is a service of Lending Tree. You should be able to learn more about your loan options.

 

Loan Basics

The loan example takes place on February 3, 2007.

The name of this borrower is Eric.

This borrower's goal with the mortgage is to get a refinance done on the property.


Property Summary

This property would be considered a condominium.

This piece of real estate is in Waco, Texas.

This property type is a primary residence.


Mortgage Background

This borrower's loan term in years is 30.

The current credit score is 720.

The mortgage will have stated documentation.


Today's current mortgage rates

The interest rate for this new loan will be 7.50%.

The APR is calculated to be 7.60%.


Mortgage Amount

This real estate is currently worth $383,750.

The loan on the property is a $245,600.

The amount of cash received is around $61,400.

The total new loan size is $307,000.

The loan to value ratio on the property is 80%.


The Monthly Payment

The monthly payment is $2,147.

An interest only monthly loan payment would be $1,919.

An interest only loan payment each month saves the borrower $228. 


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