Refinance Mortgage - 40 Year Mortgage (Bad Credit) Refinance - February 7, 2007

Getsmart - This firm offers you quotes for a Refinance. It is a service of Lending Tree. You should be able to learn more about your loan options.

 

Mortgage Example

This loan example date is for February 7, 2007.

The mortgage borrower's name is Ruth.

The borrower wants to get a refinance mortgage.


Property

The real estate is a single family residence.

This real estate is in Lubbock, Texas.

The property type is a primary residence.


Loan Type

This loan has a length in years of 40.

The borrower's credit middle score is 760.

The loan documentation level for this mortgage will be stated documentation.


Today's current mortgage rates

The mortgage rate on this mortgage is 6.63%.

The annual percentage rate will be 6.71%.


Loan Size

The appraisal value of the property is $417,500.

The property has a current mortgage of $267,200.

The amount of cash received is around $66,800.

The new total loan size is $334,000.

The loan to property value ratio on this property is 80%.


The Monthly Mortgage Payment

Each month the mortgage payment is $1,985.

An interest only monthly mortgage payment would be $1,844.

In this example this is smaller than a regular monthly payment by $141. 


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