Refinancing Program - 3 Year Fixed Jumbo (Bad Credit) Refinance - January 25, 2007

Low-Rate Mortgage & Home Equity Loans
LendingTree Mortgage Refinance Loan

Mortgage Purchase or Refinance

 

Mortgage Profile

This mortgage scenario is for January 25, 2007.

The mortgage applicant's name is Melissa.

This borrower wants to do a refinance.


Example Property

The real estate is a single family residence.

The mortgage will take place in Albany, California.

The property type is a primary residence.


Loan Type

The loan has a length in years of 30.

The borrower has a current credit score of 730.

This loan will have full documentation.


Current mortgage rates

The interest rate on this mortgage is 6.38%.

The annual percentage rate will be 6.47%.


The Loan Size

The appraisal value of the property is $383,750.

The current mortgage on the property is a $245,600.

The borrowers wants to cash out around $61,400.

The new total loan size will be $307,000.

The loan to property value (LTV) ratio is 80%.


The Mortgage Payment

Every month the mortgage payment will be $1,915.

The monthly payment on an interest only mortgage would be $1,631.

This is smaller than a regular monthly payment by $284. 


Articles:

http://www.archerpacific.com/Refinancing%20Mortgage%20Calculator.htm