Refinancing Program Example - 15 Year Fixed Jumbo Refinance - February 4, 2007

Getsmart - This firm offers you quotes for a Refinance. It is a service of Lending Tree. You should be able to learn more about your loan options.

 

Mortgage Loan Summary

The mortgage scenario is for February 4, 2007.

The name of the loan applicant is Joyce.

This borrower wants to do a refinance.


Property Basics

This property would be identified as a single family residence.

The property is located in Woodland, California.

This property would be identified as a primary residence.


Mortgage Background

Length of the loan in years is 15.

The borrower has a current credit score of 720.

The documentation level for this mortgage will be stated documentation.


Loan rates today

The mortgage rate on this new loan will be 6.25%.

The APR is calculated at 6.41%.


Mortgage Size

This real estate is currently worth $383,750.

The property has a current loan of $245,600.

The cash out from this refinance is around  $61,400.

The new mortgage loan will be for $307,000.

The loan to value (LTV) ratio on this property is 80%.


The Monthly Mortgage Payment

The new monthly payment is $2,632.

If this were an interest only loan the monthly payment would be $1,599.

This is lower than a regular monthly payment by $1,033. 


Articles:

http://www.archerpacific.com/Buyers%20Cash%20To%20Close%20Mortgage%20Calculator.htm

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